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Business formation September 20, 2013

Vital Insurance for Business Owners

When you first started your business, you probably put all your focus on making your idea become reality—where to offer your products and services and how to make your customers happy. However, product failure, personal injury and natural disasters are all facts of life for a business owner. In just the state of Missouri, the […]

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Legal October 22, 2012

Reducing Your Estate Tax

Since the primary purpose of an ILIT is estate tax reduction, consider if and to what extent you will be exposed to the estate tax. The use of an ILIT offers two benefits: First, life insurance owned by an ILIT will remove the value of the insurance proceeds from the insured’s taxable estate; and second, […]

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Business formation October 15, 2012

Asset Protection

In reality, there is no secret to asset protection. In fact, asset protection is really just a well thought out, organized process of using legal entities and structures to balance the scales of justice making selected assets difficult for a credit to “attach”. Attach is a term used to define the act by which a […]

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Legal October 8, 2012

Common Estate Planning Mistakes

Do not procrastinate Many individuals assume they do not need an estate plan. Everyone will be faced with these issues some point in your life. Waiting too long to take care of these issues will only put unneeded stress on your family. Update your will periodically Changes in family situations can easily occur (child birth, […]

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Legal October 1, 2012

Protecting Your Family

A living trust is a written legal document through which your assets are placed into a trust for your benefit during your lifetime and then transferred to your designated beneficiaries upon your death. Your living trust needs to include a pour-over will, durable power of attorney for financial matters and a durable power of attorney […]

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