A standard feature of many life insurance policies is the owner’s ability to borrow against the cash value of the policy. This does not include term insurance because it has no cash value. The borrowed money can be used for business and personal needs. It takes about two years for a policy to accumulate […]
Your personal credit score is more important than you think. Your three-digit personal score gives you the ability to get approved for a mortgage, car loan, or any other high priced purchase. If you’re just getting started with your business, you may want to get a personal loan to get your company up and running. […]
As a business owner, you work hard every day to keep your business growing. But between dealing with vendors and customers, marketing your goods or services, and thinking about the next steps for your company, you may neglect to work on your business’ credit score. Having a good business credit score is important because it […]
Many small business owners use personal credit to run their business. However, doing so could put you at risk if your business is ever in trouble. As the new owner of a business, one of the most important things you can do for your company is to establish and build business credit. You probably have […]
A living trust is a written legal document through which your assets are placed into a trust for your benefit during your lifetime and then transferred to your designated beneficiaries upon your death. Your living trust needs to include a pour-over will, durable power of attorney for financial matters and a durable power of attorney […]
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